Lay and Williams Insurance Services has served communities across Texas since 1983, delivering comprehensive and customizable health insurance solutions designed for individuals, families, employers, and older adults navigating Medicare. With deep expertise in employee benefits, individual and group medical plans, dental, vision, disability, life, travel, and international insurance, the firm provides tailored coverage that aligns with each client’s unique needs and budget.
Drawing on established credentials with leading insurers—such as Aetna, Cigna, Blue Cross Blue Shield of Texas, Humana, United Healthcare, Lincoln, MetLife and Mutual of Omaha—Lay and Williams supports a seamless experience through Marketplace and SHOP enrollment, subsidy calculations, HSAs, and Medicare options. Their seasoned agents remain active in professional associations, staying at the forefront of evolving benefit regulations and market trends.
Employers benefit from Lay and Williams’s mastery in structuring both small and large group plans. They guide clients through open enrollment, cost containment, administrative relief, self-funding strategies, and compliance with federal and state legislation—mobilizing their experience to deliver efficient, risk-managed programs.
Rooted in a mission of exceeding expectations and ensuring complete satisfaction, Lay and Williams emphasizes access to expert guidance, 24/7 support, and premium service at every stage. Their longstanding client relationships and outstanding testimonials attest to a commitment that is as focused on education and personalized service as it is on coverage.
Through clear, individualized consultations and uniquely tailored plans, Lay and Williams empowers clients to make informed decisions in the complex world of insurance. Whether advising on personal coverage, implementing group benefits, or managing Medicare options, the company remains a trusted advocate—dedicated to protecting people and organizations with integrity, discipline, and care.
